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UNDERSTANDING THE IMPACT OF MAGI ON RETIREMENT
In terms of retirement planning, many Baby Boomers have done everything right. They have calculated future expenses, invested in IRAs and 401(k)s, and labored for decades to maximize their pensions and Social Security—all to generate the necessary income to enjoy a lengthy and financially secure retirement. They believe—and with good reason— they are ready to enjoy their golden years. Unfortunately, it still might not be enough.