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ADDRESSING THE RETIREMENT HEALTH CARE COST CRISIS

There are a number of significant trends behind the emerging crisis in retirement health care costs. Foremost among them is health care cost inflation. While it is true that awareness and concern about retirement health care costs have been increasing, only a minority of financial advisors and their clients has begun to integrate health care costs into retirement plans. There are several reasons for this. For one thing, advisors have lacked the tools necessary to calculate the expected retirement health care costs for individuals.